When are BSD and ABSD payable in Singapore?

Both Buyer's Stamp Duty (BSD) and Additional Buyer's Stamp Duty (ABSD) are payable within 14 days after the date of signing the Sale and Purchase Agreement (if signed in Singapore) or the date the Option to Purchase is exercised. If the agreement is signed overseas, the duties are payable within 30 days after the date of its receipt in Singapore.

Can ABSD be remitted for married couples?

Yes, ABSD remission may be available for married couples who purchase a residential property jointly, provided at least one spouse is a Singapore Citizen. Specific conditions apply, such as selling their previous matrimonial home within a specified period. It's best to check the latest IRAS guidelines for remission eligibility.

How does owning property overseas affect my ABSD in Singapore?

For Singapore Citizens and Permanent Residents, residential properties owned overseas are counted when determining the property count for ABSD purposes on subsequent residential property purchases in Singapore. Foreigners are generally subject to a flat ABSD rate regardless of overseas property ownership, unless eligible for FTA benefits.

Singapore Stamp Duty Calculator (BSD & ABSD)

Understanding Your Stamp Duty Results

The calculator above estimates the Buyer's Stamp Duty (BSD) and Additional Buyer's Stamp Duty (ABSD) you might need to pay. Below is a brief explanation, and you can find more details in our BSD & ABSD Guide.

Buyer's Stamp Duty (BSD)

BSD is a tax on the purchase of property. The amount is based on tiered rates applied to the property's price or market value, whichever is higher. The calculator will show a breakdown of how this is computed if applicable.

Additional Buyer's Stamp Duty (ABSD)

ABSD is an additional tax that applies depending on your residency status and the number of residential properties you own in Singapore. For married couples, the ABSD rate applied is generally the higher of the two individual rates, unless specific remission conditions are met (e.g., a Singapore Citizen spouse buying with a non-SC spouse for their matrimonial home).

FTA Nationals: Nationals and Permanent Residents of Iceland, Liechtenstein, Norway, or Switzerland, as well as US Nationals, are accorded the same Stamp Duty treatment as Singapore Citizens for their first residential property purchase (i.e., 0% ABSD). For subsequent properties, SC rates apply.

Important: The calculations provided are estimates based on the information you input and current regulations (as of May 2025). Always verify with IRAS or consult a legal professional for definitive amounts and advice specific to your situation.

Once you have your stamp duty estimates, you can use our Full Property Buying Calculator to see how these fit into the overall purchase cost, or our Dedicated Mortgage Calculator to plan your loan.

Stamp Duty FAQs

When do I need to pay BSD and ABSD?

Stamp duties are typically payable within 14 days of signing the Sale and Purchase Agreement (or exercising the Option to Purchase) if the document is signed in Singapore. If signed overseas, it's within 30 days of receipt in Singapore.

What if the property is purchased under joint names?

For ABSD, if there are multiple buyers, the ABSD rate will be based on the profile of the buyer with the highest applicable ABSD rate. However, there are specific remission rules for married couples, especially if one spouse is a Singapore Citizen.

Are there any exemptions or remissions for ABSD?

Yes, certain remissions are available, most notably for married couples (with at least one SC spouse) purchasing their matrimonial home, subject to conditions like selling their previous property. It's crucial to check the specific conditions on the IRAS website.