HDB MOP guides HDB MOP guide

HDB MOP guide for Singapore resale decisions

MOP is the point where many HDB owners start asking bigger questions: sell, hold, rent out, upgrade or refinance the plan. The rule check belongs with HDB. The price check belongs in the resale evidence.

Data is for research and comparison only.
Resale records 979,258 Estate, street and flat-type evidence
Median resale $310,000 $285 psf median
Best next step Street page Then check flat type and storey range

Separate rule eligibility from price evidence

The first MOP question is whether the flat is eligible for the move you want to make. Check the current HDB rules for selling, renting out the whole flat or buying another property before treating any plan as final.

Once the rule side is clear, use resale evidence to judge timing. Estate, street, flat type, storey range and floor area usually matter more than one headline price.

What to make of this

MOP is a planning checkpoint, not a command to sell. The main anchors here are resale records 979,258 (Estate, street and flat-type evidence) and median resale $310,000 ($285 psf median). The right move depends on the resale evidence, the next-home budget and whether the replacement plan still works with conservative numbers.

Tampines (83,895 resale records) is the first row I would open, with transactions 83,895 and median price $330,000. The danger is treating eligibility as urgency. If the next move only works at an optimistic selling price, wait for better evidence or reset the budget.

What I would check next

I would map the resale estimate, CPF refund, loan balance and next-home cash before treating the MOP date as a green light. The timing only helps if the next step is financially calm.

If the upgrade plan only works at the top end of the resale range, the safer move is to keep watching the street data or lower the purchase budget before committing.

What owners usually compare after MOP

Owners often compare three paths: sell the HDB and upgrade, keep the flat if allowed under the rules, or continue living there while watching the resale market.

The cleaner comparison starts with the current estate and street medians, then moves into flat type and recent resale records. That keeps the decision anchored before emotion takes over.

Use MOP as a decision checkpoint

MOP should not automatically mean sell. It should trigger a review of resale value, remaining lease, household plans, cash needs, loan affordability and the price of the next home.

If the resale market is thin for your street or flat type, widen the comparison to nearby streets and the full estate before deciding the number is strong or weak.

Active estates for MOP research

Start with estates where resale evidence is deepest before narrowing to your street and flat type.

01 Tampines 83,895 resale records 83,895 Transactions $330,000 Median price $276 psf Median PSF 02 Yishun 73,490 resale records 73,490 Transactions $256,000 Median price $244 psf Median PSF 03 Jurong West 70,066 resale records 70,066 Transactions $290,000 Median price $250 psf Median PSF 04 Woodlands 69,299 resale records 69,299 Transactions $305,000 Median price $252 psf Median PSF 05 Bedok 69,153 resale records 69,153 Transactions $252,800 Median price $259 psf Median PSF 06 Ang Mo Kio 54,093 resale records 54,093 Transactions $232,000 Median price $255 psf Median PSF 07 Hougang 53,392 resale records 53,392 Transactions $310,000 Median price $273 psf Median PSF 08 Bukit Batok 47,346 resale records 47,346 Transactions $261,000 Median price $249 psf Median PSF 09 Choa Chu Kang 40,537 resale records 40,537 Transactions $345,000 Median price $280 psf Median PSF 10 Sengkang 36,411 resale records 36,411 Transactions $450,000 Median price $418 psf Median PSF 11 Bukit Merah 36,314 resale records 36,314 Transactions $320,000 Median price $351 psf Median PSF 12 Pasir Ris 34,565 resale records 34,565 Transactions $396,000 Median price $289 psf Median PSF

Quick answers

Short answers based on the current data view.

What should I check first after HDB MOP?

Check current HDB eligibility rules first, then use resale data to understand your estate, street and flat type.

Does MOP mean I should sell immediately?

No. MOP only opens up more options. The right move depends on resale evidence, cash needs, lease, family plans and the next-home budget.

Can this page confirm my MOP eligibility?

No. It is a market research guide. Confirm eligibility and rule details with HDB or a qualified professional.

Keep researching this decision

These are the next pages that usually help after reading this guide.

Selling after MOPUse resale evidence before setting the first asking price.Upgrade after MOPPlan the HDB sale, condo budget and cash timing together.Search HDB resaleOpen estate and street resale evidence.

Compare the data pages

Open the pages behind this read before treating any one number as final.

Tampines83,895 resale recordsYishun73,490 resale recordsJurong West70,066 resale recordsWoodlands69,299 resale recordsHDB MOP hubCompare selling, renting out, upgrading and holding after MOP.Search HDB resaleUse estate and street evidence before planning the next move.